During the last year the Trustees of St Josephs School decided that we too needed to plan our future more robustly in the light of the current economic climate. Tom Mawhood was engaged to help us do that and, with the availability of clear budgets, and absolute clarity regarding the margin of each of the various income streams – Junior School, Nursery, and Holiday Clubs – we are better able to plan for our immediate future and manage our relationship with our bank with detailed cash flow projections and forward revenue projections, and perhaps more importantly, to plan a strategy beyond just the current academic year.